How Do I Pay for Graduate School?

Financial Aid Process • Payment Plans

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Payment Options

We know that paying for your graduate degree is an important factor when choosing a school. Contact the Graduate Information Office to talk more about the key factors to consider – or, read on to learn about the different ways you can finance your graduate degree.

Financial Aid Process

Applying for Financial Aid

Complete all steps below to apply for financial aid. Note: There are financial aid options that are not based on need. Most students in our online programs use financial aid to pay for their program. We recommend that you complete these steps as soon as possible to make sure that your payment arrangements are in order by the first night of class. For help, please contact the Financial Aid Office at (830) 792-7303 or


Students should submit the 2022-2023 form. You will need your 2021 Federal Tax Return, your FSA ID (, and Schreiner University’s School Code (003610). Graduate students are considered independent for financial aid purposes.


Review your Student Aid Report (SAR) for accuracy

You will receive this form 7-10 days after the FAFSA is submitted. If there are any errors on your SAR, log back into your FAFSA to make corrections.


You will receive your financial aid award letter from Schreiner once you have been academically accepted.

This lists the financial aid you will qualify for. If you wish to decline all or a portion of the award, notify the Financial Aid Office in writing. Be sure to contact the Financial Aid Office if you have any questions on your award.


Complete Loan Entrance Counseling and the Master Promissory Note

Entrance Counseling is only required for first time Federal Direct Loan borrowers; all borrowers must complete a Master Promissory Note. Both can be completed at (you will need your FSA ID from Step 1).

Students Receiving Financial Aid

Federal Loan Requirements

To be eligible to borrow funds under the Federal Direct Loan Program, you must:

  1. File the Free Application for Federal Student Aid (FAFSA)
  2. Be a U.S. Citizen or permanent resident
  3. Not be in default on prior educational loans
  4. Maintain satisfactory academic progress

Schreiner University offers a payment plan that spreads the payments for the semester over five months. The fall plan begins on July 15 and ends on November 15. The spring plan begins on December 15 and ends on April 15. Each semester that a student or family signs up for the payment plan they will be charged a $50 enrollment fee.

You can pay by:

  • Check via mail or in person
  • Credit card payments in person at the Financial Services Office
  • Credit or debit card payments through CASHNet, our online payment system, which offers 24-hour, 7-day-a-week access so you can make a payment when it is convenient for you
  • Cash, but for security reasons we urge you to do that in person so you receive a receipt before leaving the office

If you and your school qualify, this program may provide loan forgiveness for eligible Federal Direct Loans. This is a separate program requiring separate forms and processes. The U.S. Department of Education will determine your eligibility for this program; Schreiner University is not responsible to verify your eligibility for this program. Please do not based your enrollment on this program, as it can be difficult to ensure qualification for government programs which are subject to reform and funding changes.

You must call 1-800-4-FED-AID to verify your eligibility or visit for an application.

Important Notes:

  • We will work with students who receive tuition reimbursement from their employer.
  • If you are using financial aid to pay for tuition, you must be enrolled and admitted to the program of your choice before your student loan funds can be released. You may be required to make payments until your financial aid funds are released.