How Do I Pay for Graduate School?

Financial Aid Process • Payment Plans

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Payment Options

We know that paying for your graduate degree is an important factor when choosing a school. Contact the Graduate Information Office to talk more about the key factors to consider – or, read on to learn about the different ways you can finance your graduate degree.

Financial Aid Process

Complete all steps below to apply for financial aid. Note: There are financial aid options that are not based on need. Most students in the off-campus programs use financial aid to pay for the program. We recommend that you complete these steps as soon as possible to make sure that your payment arrangements are in order by the first night of class. For help, please contact the Financial Aid Office at 978-998-7715.

  • Complete the FAFSA
  • Students should submit the 2021-2022 form. You will need your 2019 Federal Tax Return. All students will need to use their FSA ID (, and Endicott College’s School Code (002148).
  • Graduate students are considered independent for financial aid purposes.
  • Note: Endicott will receive your FAFSA information electronically within 3-5 business days

Submit a copy of your schedule to the financial aid advisor for your program.


Review your Student Aid Report (SAR) for accuracy

You will receive this form 7-10 days after the FAFSA is submitted. If there are any errors on your SAR, log back into your FAFSA to make corrections.


You will receive your financial aid award letter from Endicott College

This lists the financial aid that you qualify for. If you wish to decline all or a portion of the award, notify the Financial Aid Office in writing. Be sure to contact the Financial Aid Office if you have any questions about your award.


Complete Loan Entrance Counseling and the Master Promissory Note

Entrance Counseling is only required for first time Federal Direct Loan borrowers; all borrowers must complete a Master Promissory Note. Both can be completed at (you will need your FSA ID from Step 1). 

To be eligible to borrow funds under the Federal Direct Loan Program, you must:

  1. File the Free Application for Federal Student Aid (FAFSA)

  2. Be a U.S. Citizen or permanent resident

  3. Not be in default on prior educational loans

  4. Maintain satisfactory academic progress

If you and your school qualify, this program may provide loan forgiveness for eligible Federal Direct Loans. This is a separate program requiring separate forms and processes. The U.S. Department of Education will determine your eligibility for this program; Endicott College is not responsible to verify your eligibility for this program. Please do not base your enrollment on this program, as it can be difficult to ensure qualification for government programs which are subject to reform and funding changes.

You must call 1-800-4-FED-AID to verify your eligibility or visit for more information.

Contact Information:
Linda Lugo-Israelsohn
Phone: 978-998-7790 | Email:

Since the graduate & professional studies programs accepts students year-round, there is no deadline for financial aid; however, a completed financial aid application must be submitted in a timely manner to coincide with course start dates.