How Do I Pay for Graduate School?
Financial Aid Process • Payment Plans
Payment Options
We know that paying for your graduate degree is an important factor when choosing a school. Contact the Graduate Information Office to talk more about the key factors to consider – or, read on to learn about the different ways you can finance your graduate degree.
Financial Aid Process
Applying for Financial Aid
Complete all steps below to apply for financial aid.
Note: There are financial aid options that are not based on need.
Most students in our graduate programs use financial aid to pay for their program. We recommend that you complete these steps as soon as possible to make sure that your payment arrangements are in order by the first night of class. For help, please contact the Financial Aid Office at (574) 807-7415 or visit https://betheluniversity.edu/admissions-aid/financial-aid-costs/.
The FAFSA is available online. If you do not have access to a computer you may request a paper version from the Financial Aid Office. Students should submit the 2025-2026 form. You will need your 2023 Federal Tax Return, your FSA ID, and Bethel University’s code (001787). Graduate students are considered independent for financial aid purposes.
Review your Student Aid Report (SAR) for accuracy
The Department of Education will notify you when your application is processed and will provide you with a Student Aid Report (SAR). If you notice any errors after reviewing your SAR, log back into your FAFSA to make corrections.
You will receive your financial aid award letter from Bethel once you have been academically accepted.
This lists the financial aid you will qualify for. If you wish to decline all or a portion of the award, notify the Financial Aid Office in writing. Be sure to contact the Financial Aid Office if you have any questions on your award.
Complete Loan Entrance Counseling and the Master Promissory Note
Entrance Counseling is only required for first time Federal Direct Loan borrowers; all borrowers must complete a Master Promissory Note. Both can be completed at https://studentloans.gov/myDirectLoan/index.action (you will need your FSA ID from Step 1).
Students Receiving Financial Aid
To be eligible to borrow funds under the Federal Direct Loan Program, you must:
- File the Free Application for Federal Student Aid (FAFSA)
- Be a U.S. Citizen or permanent resident
- Not be in default on prior educational loans
- Maintain satisfactory academic progress
Questions? Call the Financial Aid Office at (574) 807-7415 or visit https://betheluniversity.edu/admissions-aid/financial-aid-costs/
Enrolling in a Pay-As-You-Go Payment Plan
Bethel University has a monthly installment plan available through Nelnet Campus Commerce. Enrollment can be completed online by accessing the student billing link through MyBethel or by calling (800) 609-8056. Students will be charged an enrollment fee of $40.
To see your estimated cost of attendance, please visit: https://betheluniversity.edu/admissions-aid/scholarships-and-aid/coa/. The cost of attendance is based on full time enrollment for 3 consecutive semesters. Please be aware that these numbers cannot be accurately determined. To receive more current and specific information, please contact your advisor.
Cell Grant
Bethel University is partnered with Cell Grant’s I-Seal and I-Tell.
Indiana Special Education Assisted Licensure (I-Seal) funds graduate coursework to enable teachers to become fully licensed to teach special education. This program is specific for Bethel’s Special Education Licensure. To check on eligibility visit: https://sites.google.com/uindy.edu/indianaiseal/teachers
Indiana Teachers of English Language Learning Licensure (I-TELL) funds coursework to enable educators to earn English as a New Language (ENL) Licensure and serve as Teachers of Record for English learners across the state. To check on eligibility visit: https://sites.google.com/uindy.edu/indianatell