How To Pay

Complete all steps below to apply for financial aid. Note: There are financial aid options that are not based on need. Most students in the off-campus programs use financial aid to pay for the program. We recommend that you complete these steps as soon as possible to make sure that your payment arrangements are in order by the first night of class. For help, please contact the Graduate Financial Aid Department at 651-641-8776.

Complete the FAFSA

1

Complete the Free Application for Federal Student Aid at www.fafsa.gov

Students will need to complete to 2017-2018 FAFSA. You will need your Federal Tax Return from 2015, your federal FSA ID number (https://fsaid.ed.gov/npas/index.htm) and Concordia’s School Code (002347). When you are completing the FAFSA you will want to use the IRS Data retrieval process to report your income information. Graduate students are considered independent for financial aid purposes.

Review Student Aid Report

2

Review your Student Aid Report (SAR) for accuracy

You will receive this form 7-10 days after the FAFSA is submitted. If there are any errors on your SAR, log back into your FAFSA to make corrections.

Receive Award Letter

3

You will receive your financial aid award letter from Concordia

This lists the financial aid that you qualify for.

Accept/Decline Award

4

Accept or Decline Your Award

To accept or decline your award on your CSP Connect student portal, find your award letter under the Financial Aid Information tab. Click to accept the terms and conditions of your award and accept or decline your award. Be sure to contact the Financial Aid Office if you have any questions about your award.

Master's Program

Award Amounts for most programs(Cost Per Credit = $395)

Semester Credits Tuition
Fall 6 Credits $2370
Spring 6 Credits $2370
Summer 3 Credits $1185

Award Amounts for MAT Program(Cost Per Credit = $440)

Semester Credits Tuition
Fall 6 Credits $2640
Spring 6 Credits $2640
Summer 6 Credits $2640

Ed.S. Program

Award Amounts (Cost Per Credit = $415)

Semester Credits Tuition
Fall 6 Credits $2490
Spring 6 Credits $2490
Summer 6 Credits $2490

Ed.D. Program

Award Amounts (Cost Per Credit = $615)

Semester Credits Tuition
Fall 6 Credits $3690
Spring 6 Credits $3690
Summer 6 Credits $3690

Note: Be sure to accept a loan amount that will cover the cost of the highest semester tuition because the loan will be divided equally by 3 automatically by the federal government.

Complete Loan Requirements

5

Complete Loan Entrance Counseling and the Master Promissory Note

Complete the Federal Direct Loan Requirements by going to https://studentloans.gov. Select ‘Graduate’ student in the blue box. Within the federal Direct Loan text, you will have the option to click on ‘Completing the Direct’. Please complete both the Direct Loan Entrance Counseling and Master Promissory Note at this site. We will be notified within 48 hours after it has been completed.

 

Additional Information

Questions? Call Graduate Financial Aid at 651-641-8776.

 

The Federal (Title One) Teacher Loan Forgiveness Program:

If you and your school qualify, this program may provide loan forgiveness for eligible Federal Direct Loans. This is a separate program requiring separate forms and processes. The U.S. Department of Education will determine your eligibility for this program; Concordia University - Saint Paul is not responsible to verify your eligibility for this program. Please do not base your enrollment on this program, as it can be difficult to ensure qualification for government programs which are subject to reform and funding changes.

Federal Teach Grant Program:

Visit www.teach-ats.ed.gov

You must call 1-800-4-FED-AID to verify your eligibility or visit http://1.usa.gov/teacherforgiveness for more information.

 

Payment Options

Tuition & Fee Payment Procedures

To view your balance due, you will need to access your account online through CSP Connect. Go online to https://connect.csp.edu and log in. Click on the “Financial Aid and Billing” tab and go to “My Account.”

Tuition and fee charges, including any balance due after disbursement of financial aid*, must be paid using one of the following options:

  1. Payment In Full

    (or the total balance due after accounting for financial aid*) by the first Wednesday in April.

  2. CSP Installment Plan
    • In this plan, you will make payments in up to two installments, plus a $35 enrollment fee, according to the timeline below. **

    • Students eligible for financial aid that have not completed requirements and have not received aid by the first Wednesday in April will be automatically enrolled in the CSP Installment Plan.

**CSP Installment Plan

First payment due first Wednesday in April 1/2 of outstanding balance
Second payment due first Wednesday in June Remainder of outstanding balance

*Financial aid awards typically include loan opportunities, for which you must complete and sign a Master Promissory Note (MPN). Failure to complete and sign an MPN will delay disbursement of Federal loans.

Late Payments

Late payments will be assessed a 1% late fee. All fees must be paid in full by the end of each term before being allowed to register for upcoming semesters. If you have previously registered for future terms, and fail to make payment, you will be deregistered from those terms. Should you leave the institution during the semester, you forfeit your right to use the installment plan and your balance will be immediately due in full.

Students Receiving Financial Aid

Students should be prepared to pay for books, etc., from personal funds until financial aid is disbursed. If you are receiving a Pell Grant for the current academic year, and expect a refund check after all aid is disbursed (approximately three weeks after your start date), you may request a book voucher to purchase your books and supplies. Only students who meet the specified qualifications previously mentioned will be eligible to use a book voucher to purchase books and supplies (see your Financial Aid Counselor for more information). All Financial Aid (loans, scholarships, grants) will show on the student account by the first Wednesday in April.

Third party awards are applied to the student account when received. If you are using third party awards (i.e. Employer Reimbursement), you are responsible to pay for all education charges upfront, and may be reimbursed once Third Party Payment is received.

All students are required to have a signed financial arrangement form on file with your Financial Aid Counselor.

Registration may be cancelled at any time for non-payment of fees.

Questions? Contact the Graduate Financial Aid Department at 651-641-8776 or by email at gradfa@csp.edu

Applying for Financial Aid

Complete all steps below to apply for financial aid. Note: There are financial aid options that are not based on need. Most students in the off-campus programs use financial aid to pay for the program. We recommend that you complete these steps as soon as possible to make sure that your payment arrangements are in order by the first night of class. For help, please contact the Graduate Financial Aid Department at 651-641-8776.

1

Complete the Free Application for Federal Student Aid at www.fafsa.gov

Students will need to complete to 2017-2018 FAFSA. You will need your Federal Tax Return from 2015, your federal FSA ID number (https://fsaid.ed.gov/npas/index.htm) and Concordia’s School Code (002347). When you are completing the FAFSA you will want to use the IRS Data retrieval process to report your income information. Graduate students are considered independent for financial aid purposes.

2

Review your Student Aid Report (SAR) for accuracy

You will receive this form 7-10 days after the FAFSA is submitted. If there are any errors on your SAR, log back into your FAFSA to make corrections.

3

You will receive your financial aid award letter from Concordia

This lists the financial aid that you qualify for.

4

Accept or Decline Your Award

To accept or decline your award on your CSP Connect student portal, find your award letter under the Financial Aid Information tab. Click to accept the terms and conditions of your award and accept or decline your award. Be sure to contact the Financial Aid Office if you have any questions about your award.

Master's Program

Award Amounts for Most Programs (Cost Per Credit = $395)

Semester Credits Tuition
Fall 6 Credits $2370
Spring 6 Credits $2370
Summer 3 Credits $1185

Award Amounts for MAT Program (Cost Per Credit = $440)

Semester Credits Tuition
Fall 6 Credits $2640
Spring 6 Credits $2640
Summer 6 Credits $2640

Ed.S. Program

Award Amounts (Cost Per Credit = $415)

Semester Credits Tuition
Fall 6 Credits $2490
Spring 6 Credits $2490
Summer 6 Credits $2490

Ed.D. Program

Award Amounts (Cost Per Credit = $615)

Semester Credits Tuition
Fall 6 Credits $3690
Spring 6 Credits $3690
Summer 6 Credits $3690

Note: Be sure to accept a loan amount that will cover the cost of the highest semester tuition because the loan will be divided equally by 3 automatically by the federal government.

5

Complete Loan Entrance Counseling and the Master Promissory Note

Complete the Federal Direct Loan Requirements by going to https://studentloans.gov. Select ‘Graduate’ student in the blue box. Within the federal Direct Loan text, you will have the option to click on ‘Completing the Direct Loans’. Please complete both the Direct Loan Entrance Counseling and Master Promissory Note at this site. We will be notified within 48 hours after it has been completed.

 

Questions? Call Graduate Financial Aid at 651-641-8776.

 

The Federal (Title One) Teacher Loan Forgiveness Program:

If you and your school qualify, this program may provide loan forgiveness for eligible Federal DirectLoans. This is a separate program requiring separate forms and processes. The U.S. Department of Education will determine your eligibility for this program; Concordia University - Saint Paul is not responsible to verify your eligibility for this program. Please do not base your enrollment on this program, as it can be difficult to ensure qualification for government programs which are subject to reform and funding changes.

Federal Teach Grant Program:

Visit www.teach-ats.ed.gov

You must call 1-800-4-FED-AID to verify your eligibility or visit https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/teacher for more information.

 

Tuition & Fee Payment Procedures

To view your balance due, you will need to access your account online through CSP Connect. Go online to https://connect.csp.edu and log in. Click on the “Financial Aid and Billing” tab and go to “My Account.”

Tuition and fee charges, including any balance due after disbursement of financial aid*, must be paid using one of the following options:

  1. Payment In Full 

    (or the total balance due after accounting for financial aid*) by the first Wednesday in April.

  2. CSP Installment Plan
    • In this plan, you will make payments in up to two installments, plus a $35 enrollment fee, according to the timeline below. **

    • Students eligible for financial aid that have not completed requirements and have not received aid by the first Wednesday in April will be automatically enrolled in the CSP Installment Plan.

**CSP Installment Plan

First payment due first Wednesday in April 1/2 of outstanding balance
Second payment due first Wednesday in June Remainder of outstanding balance

*Financial aid awards typically include loan opportunities, for which you must complete and sign a Master Promissory Note (MPN). Failure to complete and sign an MPN will delay disbursement of Federal loans.

Late Payments

Late payments will be assessed a 1% late fee. All fees must be paid in full by the end of each term before being allowed to register for upcoming semesters. If you have previously registered for future terms, and fail to make payment, you will be deregistered from those terms. Should you leave the institution during the semester, you forfeit your right to use the installment plan and your balance will be immediately due in full.

Students Receiving Financial Aid

Students should be prepared to pay for books, etc., from personal funds until financial aid is disbursed. If you are receiving a Pell Grant for the current academic year, and expect a refund check after all aid is disbursed (approximately three weeks after your start date), you may request a book voucher to purchase your books and supplies. Only students who meet the specified qualifications previously mentioned will be eligible to use a book voucher to purchase books and supplies (see your Financial Aid Counselor for more information). All Financial Aid (loans, scholarships, grants) will show on the student account by the first Wednesday in April.

Third party awards are applied to the student account when received. If you are using third party awards (i.e. Employer Reimbursement), you are responsible to pay for all education charges upfront, and may be reimbursed once Third Party Payment is received.

All students are required to have a signed financial arrangement form on file with your Financial Aid Counselor.

Registration may be cancelled at any time for non-payment of fees.

Questions? Contact the Graduate Financial Aid Department at 651-641-8776 or by email at gradfa@csp.edu